Responsible development starts with planning. Health and safety arrangements help protect people during construction, while a structural warranty helps protect against the cost of covered defects after completion. Plan for both from the outset.

Build-Zone provides specialist Latent Defects Insurance and Structural Warranty solutions for residential, commercial, Build to Rent and mixed-use developments. Technical auditing inspections during construction help identify potential defects early.

Alongside your health and safety arrangements, early warranty planning helps you manage risk and protect your development’s future. Our flexible 10 or 12 year policies, backed by ‘A’ Rated insurers, provide reassurance for lenders, investors and future owners beyond handover.

Large Limits

We have one of the largest single structure limits in the market, which enables us to cover even the largest projects.

‘A’ Rated Insurers

Our structural defects policies are built to last. They’re underwritten by a panel of’A’ rated insurers, more than any other UK provider.

Problem Solvers

We understand that all developments are different. Our underwriters consider each project in its own right, delving deep into the details, to come up with the optimum solution.

Full Reinstatement

With a structural defects policy from us, you’ll know that we cover reinstatement costs in full – with no hidden inner limits.

Flexible Policy

Even when a build has begun, its final occupancy may be uncertain. We offer the ability to switch your commercial policy to a UK Finance and Lender Approved one, at any time.

Tailored Protection

Building design is changing. Your project might not include traditional materials or methods, and that doesn’t faze us.

150 Years’ Experience

It’s not just about having a range of products, it’s about having the right understanding. Our team of experts have a century and a half of underwriting expertise between them.

Unrivalled Capacity

By choosing Build-Zone, you’re protecting your project with a partner that has one of the largest panels of’A’ rated insurers in the market.

Long-Term Protection for Every Development

At Build-Zone, we’ve been safeguarding developments since 2003 with our trusted 10 and 12 year Structural Warranty Insurance (Latent Defects Insurance).

Whether you’re working with traditional methods or pushing boundaries with innovative materials, our expert-built policies are designed to adapt to your project’s unique needs.

✅ 150 years of combined underwriting expertise
✅ Large single structure limits – there’s no project too big
✅ Full reinstatement cost cover
✅ Tailored protection no matter how complex your development may be
✅ Panel of ‘A’ rated insurers for long-term confidence
✅ Flexible Policies

Covering a wide range of developments – from residential housing, commercial projects, and mixed-use schemes to social housing and major projects. We’re here to future proof your project.